Perfect For Clients That Need High Initial
Death Benefit
Example - Male age 35 wants permanent coverage
but needs high initial death benefit for family and can
increase premium or reduce face amount when children are
grown.
½ Target premium carries policy 35 years based on current customers
Client is GUARANTEED coverage up to 15 years without increasing premium
High 1st Year Commission rate
is paid on all 1st year target paid in years 1 and 2
Additional Benefits
Liberal Underwriting! - Average Clients receive competitive rate
Unique Catch-Up Provision For Age 100 Death Benefit Guarantee!
No Surrender Charge On Premium Above Target (Client maintains liquidity after 1035)
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